Tech Bichar

SIP Calculator

Estimate the future value of a monthly SIP from contribution, expected return and tenure.

How to use the SIP calculator

  1. Enter monthly amount, years and expected annual return.
  2. See corpus, invested amount and gain.
  3. Change the rate to stress-test the plan.

Illustration only. Markets can lose money.

Frequently asked questions

What formula is used?

FV = P × ((1+r)^n − 1) / r × (1+r), with r as monthly rate and n as months.

Is the return guaranteed?

No. Markets vary. This is a compounding illustration, not advice.

Step-up SIP?

Use a higher monthly amount to approximate a step-up. This version is a level SIP.

Private?

Yes. Salary and tax figures never leave this page.

Lumpsum?

This page is for monthly SIPs. A lumpsum is just FV = P(1+r)^n.

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